Money, measured in time
Monbark watches your real spending and gives you one number every morning: the days you have left. No budgets. No spreadsheets.
Why people switch
Most finance apps show
$1,485
A balance you still have to interpret. Okay… is that good? Will it last? You're left doing the math.
Monbark shows
23 days
How long that money actually lasts at the rate you really spend. Nothing to interpret.
Every purchase costs time
Netflix
0.3 days
Uber Eats
0.8 days
A weekend away
6 days
Monbark translates every purchase into days of runway — so you can decide before you spend, not regret after.
What you get
Monbark finds your recurring bills and subscriptions automatically — including the ones you forgot you were paying — and warns you before they land, so a bill never turns into an overdraft.
How many days your money lasts at your real spending pace. Not a budget, not a forecast — a living number that updates with every transaction.
Exactly what you can spend right now without hurting tomorrow. No math, no guilt, no second-guessing at the register.
Set a limit on the stuff that leaks — takeout, shopping, subscriptions. You set it, we track it, and you see what it costs in days. Going over is your call.
Ask anything. Answers come from your actual balance, bills, and spending — not generic internet tips.
Wake up to one number that already accounts for what changed overnight. Your morning brief lands at 6:30 — days left, what's coming, what's safe.
Say them or type them — "rent 850 on the 1st, phone 85 on the 15th" — and Monbark files them and watches for them.
How it works
STEP 01
Securely through Plaid. Read-only — we can never move money. Takes about 30 seconds.
STEP 02
Monbark measures how you actually spend and turns it into one number: the days you have left.
STEP 03
Every morning you'll know how many days you have, what changed, and what's safe to spend. Light or dark — Monbark follows your phone.
Pricing
No tiers, no upsells. Every feature, one price.
Yearly · best value
$9.25/mo
billed $110.99 yearly · save 29%
Less than one forgotten subscription.
Monthly
Everything included
$12.99/mo
Weekly
Try it out · cancel anytime
$4.99/wk
Start with any plan. Switch or cancel in two taps.
Bank-level encryption. Powered by Plaid. Read-only access. Your data is never sold. Ever.
One number, every morning, that answers the only question that matters: am I okay?
Start my 3-day free trial